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Why chose A Buy Here Pay Here or In House Financing?
Buy Here Pay Here and In House Financing

icon/user/avatar/20 Created with Sketch. By John Castaneda

Why chose A Buy Here Pay Here or In House Financing with a used car dealership?


Ever wondered why some customers prefer to finance there next used car with In House Financing? First lets start by understanding what in house financing is. In house financing, or buy here pay here, is an extension of credit to a customer that has difficulty purchasing a vehicle through a traditional third party lender. The used car dealership, aka Texas Auto Sales, uses there own financing options to help you purchase a vehicle. These two options were mentioned before as buy here pay here financing and in house financing.


Customers prefer the buy here pay here option for the simple fact that it is easy to purchase a used car with a relatively low down payment. Used car dealership typically will ask for a percentage of the vehicle price for the down payment. This in turn allows the dealership to finance the remaining balance of the vehicle and the customer is able to make there monthly or bi-weekly payments to the used car dealership. Also the customers are able to purchase a used car with proof of income, proof of insurance, and with no credit check. This creates a simple process to purchase a vehicle and has grown in popularity for buy here pay here used car dealerships.


Used car dealership like Texas Auto Sales understand that hardships of purchasing a vehicle with no credit or no credit history. That is why we offer these two options of buy here pay here and in house financing to our customers. There job is ther credit, and no credit is needed to purchase a vehicle from us, just a low down payment and you are approved! We simplified the process even further by selling low cost auto insurance inside the dealership, so at time of purchase you are able to complete the entire process of buying a used car from us!


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